BANK OF FINLAND - Euro area and national MFI interest rates

Euro area and national MFI interest rates (1): March 2012

(percentages per annum; outstanding amounts as end-of period, new business as period average, unless otherwise indicated)

This table contains a selection of euro area and national MFI interest rates, chosen according to their importance at the euro area level. Some of the rates may reflect only small new business volumes or outstanding amounts in one or more of the participating countries. In such cases, as Italy and Spain, the corresponding national data are not shown in the table. Besides, data subject to statistical confidentiality at the national level are also not given.


			Euro area (2)	AT	BE	CY	DE	EE	ES	FI	FR	GR	IE	IT	LU	MT	NL	PT	SI	SK
New business
	Deposits
		Households
		Overnight (3)	0.51	0.77	0.32	1.12	0.84	0.11	0.28	0.43	0.08	0.47	0.56	0.37	0.77	0.32	0.54	0.11	0.24	0.43
		With agreed maturity up to 1 year	2.88	1.62	0.48	4.34	1.35	0.99	2.56	1.76	2.09	4.93		3.10	0.50	1.91	2.64	3.60	2.38	2.28
		Redeemable at up to 3 months notice	1.79		1.05	2.52	1.34	1.36		0.70	2.23			1.81		1.59	2.37		1.63	1.06
		Non-financial corporations
		Overnight (3)	0.59	0.68	0.35	0.52	0.46	0.12	0.56	0.33	0.33	0.53	0.21	1.08	0.42	0.30	0.89	0.27	0.24	0.12
		With agreed maturity up to 1 year	1.25	1.02	0.35	3.62	0.63	0.76	1.86	0.67	0.94	4.43			0.62	1.71	0.60	2.98	2.27	0.69
	Loans
		Households
		Revolving loans and overdrafts	8.40	5.71		7.35	10.23	14.96	5.30	5.32	10.16	11.38	11.29		3.22	5.73	6.32	9.74	8.70	12.68
		Extended credit card debt	16.98			12.33	14.47	17.19	20.44	9.61		17.03				8.51	13.71	23.20	8.86	19.90
		For consumption floating rate and up to 3 months initial rate fixation	5.55	5.16	6.14	7.00	3.00	18.11	7.29	3.74	6.19	8.19	5.13	8.88		5.81		8.01	5.14	12.40
		For consumption over 1 and up to 5 years initial rate fixation	6.44	4.67	6.19		5.35	21.00	9.79	6.43	6.51	9.87		8.13				12.74	7.22	15.48
		For house purchase at floating rate and up to 1 year initial rate fixation	3.31	2.89	3.84	5.37	3.29	3.00	3.46	2.11	3.66	3.62	3.15	3.89	2.09	3.31	3.91	4.15	3.61	4.77
		Of which: sole proprietors, floating rate and up to 1 year initial rate fixation	3.74	3.11		7.46	2.57	4.55	6.02	3.15		8.22				5.59		8.79	5.95	7.26
		Non-financial corporations
		Revolving loans and overdrafts	4.61	3.35		7.12	4.61	4.10	4.02	2.11	2.54	7.80			2.87	4.99	2.99	6.84	5.50	3.18
		Up to EUR 0.25 million at floating rate and up to 3 months initial rate fixation	4.81	3.23	2.55	7.85	4.52	4.78	5.08	3.22	2.95	7.79			2.30	5.80		8.35	5.86	5.41
		Up to EUR 0.25 million at floating rate over 3 months and up to 1 year initial rate fixation	5.17	3.08	3.30	5.06	4.24	5.03	5.57	2.99	3.10	6.75						7.24	6.47	4.66
		Over EUR 0.25 million and up to EUR 1 million at floating rate and up to 3 months initial rate fixation	3.21	2.49	2.40	7.75	2.71	3.01	3.54	2.50	2.74	6.60			2.38	4.95		6.59	5.35	3.56
		Over EUR 0.25 million and up to EUR 1 million at floating rate, over 3 months and up to 1 year initial rate fixation	4.39	2.88	3.04	6.88	4.01	4.83	5.03	2.51	2.91							5.88	6.27	4.57
		Over EUR 1 million at floating rate and up to 3 months initial rate fixation	2.38	2.07	1.76	6.93	2.39		2.36	2.24	2.29	6.18			1.88	3.21	1.90	5.61	4.33	2.18
		Over EUR 1 million at floating rate, over 3 months and up to 1 year initial rate fixation	3.38	2.71	2.47	4.27	2.97	4.41	3.66	2.25	2.85	5.29					3.28	6.04	5.54	5.73
		Up to EUR 1 million at floating rate and up to 1 year initial rate fixation	4.21	2.65	2.50	7.63	3.51	4.24	5.02	2.90	2.89	7.02	4.33	4.74	2.38	5.40	3.23	7.35	5.89	4.26
		Over EUR 1 million at floating rate and up to 1 year initial rate fixation	2.50	2.10	1.83	6.46	2.44	3.99	2.64	2.25	2.39	6.16	3.12	2.89	1.89	3.21	1.97	5.76	4.68	2.48
Outstanding amount
	Deposits
		Households
		With agreed maturity up to 2 years	2.81	1.59	2.35	4.23	1.86	1.61	2.79	2.26	2.97	4.48	3.61	3.30	1.24	2.05	3.16	3.59	3.26	2.17
		With agreed maturity over 2 years	2.81	2.25	3.11		2.31	3.85	2.73	2.25	3.16	3.38	2.47	3.24	1.89	3.24	4.08	3.07	4.07	2.70
		Non-financial corporations
		With agreed maturity up to 2 years	2.00	1.58	1.26	3.93	1.30	1.37	2.50	1.48	1.90	4.63	3.14	3.30	0.86	1.91	1.61	3.35	2.83	1.22
	Loans
		Households
		For house purchase over 5 years	3.85	3.30	4.04	5.17	4.46	2.97	3.09	2.34	3.99	3.52	2.98	3.49	2.12	3.40	4.74	2.52	3.91	5.15
		Consumer credit and other loans over 5 years	5.25	3.80	4.92	6.77	5.59	6.44	4.74	2.97	5.44	7.87	4.12	4.94	2.69	5.15	4.24	6.63	5.61	9.72
		Non-financial corporations
		Loans up to 1 year	4.16	2.76	2.76	7.37	3.64	3.80	4.44	2.15	2.77	7.50	3.63	5.04	2.25	4.46	2.80	6.58	5.57	3.26
		Loans over 1 and up to 5 years	3.66	3.26	2.77	7.08	3.61	3.57	3.87	2.92	3.48	5.54	3.39	3.40	3.15	5.06	3.17	5.28	4.79	3.85
		Loans over 5 years	3.60	3.06	4.06	6.36	3.79	3.20	3.60	2.48	3.55	5.19	3.30	3.28	3.46	4.45	3.72	4.10	3.61	3.69

Source: European Central Bank

(1) Data as of June 2010 may not be fully comparable with those prior to that date owing to methodological changes arising from the implementation of Regulations ECB/2008/32 and ECB/2009/7 (amending Regulation ECB/2001/18) together with other changes to the statistical reporting framework and practices in several euro area countries.
(2) Euro area data cover the EU member states that had adopted the euro at the time to which the statistics relate.
(3) For this instrument category, new business and outstanding amounts coincide. Rate is given as end-of-period.

Sources

The table below indicates the sources of data and the corresponding user support hotlines. For questions referring to the euro area aggregates, please contact the European Central Bank. For questions referring to any national dataset, please contact the relevant national institutions.


Code	Country	Source	Contact
	Euro Area	European Central Bank	statistics@ecb.europa.eu
AT	Austria	Oesterreichische Nationalbank	statistik.hotline@oenb.at
BE	Belgium	Nationale Bank van België/Banque Nationale de Belgique	datashop@nbb.be
CY	Cyprus	Central Bank of Cyprus	statistics-cy@centralbank.gov.cy
DE	Germany	Deutsche Bundesbank	EWU-zinsstatistik@bundesbank.de
EE	Estonia	Eesti Pank	ecbdata.mfs@eestipank.ee
ES	Spain	Banco de España	be-estad@bde.es
FI	Finland	Suomen Pankki – Finlands Bank	monetarystatistics@bof.fi
FR	France	Banque de France	sasm@banque-france.fr
GR	Greece	Bank of Greece	mfm_mir.stat@bankofgreece.gr
IT	Italy	Banca d'Italia	statistiche@bancaditalia.it
LU	Luxembourg	Banque centrale du Luxembourg	http://www.bcl.lu/en/statistics/index.html
MT	Malta	Central Bank of Malta	statistics@centralbankmalta.com
NL	Netherlands	De Nederlandsche Bank	info@dnb.nl
PT	Portugal	Banco de Portugal	distat@bportugal.pt
SI	Slovenia	Banka Slovenije	fs@bsi.si
SK	Slovakia	Národná banka Slovenska	nbs.statistics@nbs.sk

Report Viewer Configuration Error