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New household loans by purpose and initial rate fixation (1)
Finnish MFI new euro-denominated loans to households
In addition to new loans, new business includes agreements concluded as a result of renegotiating the terms and conditions of existing loans.
New business does not include overdrafts and credit card credit.
Households also include non-profit institutions serving households (NPISH).
Period
Housing loans
Consumer credit
Other loans
Total loans
Up to 1 year
Over 1 year
Total
Up to 1 year
Over 1 year
Total
Up to 1 year
Over 1 year
Total
Up to 1 year
Over 1 year
Total
Volume, EUR m
Average interest rate, %
Volume, EUR m
Average interest rate, %
Volume, EUR m
Average interest rate, %
Volume, EUR m
Average interest rate, %
Volume, EUR m
Average interest rate, %
Volume, EUR m
Average interest rate, %
Volume, EUR m
Average interest rate, %
Volume, EUR m
Average interest rate, %
Volume, EUR m
Average interest rate, %
Volume, EUR m
Average interest rate, %
Volume, EUR m
Average interest rate, %
Volume, EUR m
Average interest rate, %
October 2023
2,097
4.44
40
4.07
2,137
4.43
311
8.63
182
6.05
494
7.68
324
5.14
7
5.96
331
5.15
2,732
5.00
229
5.70
2,962
5.05
September 2023
2,100
4.38
31
3.66
2,132
4.37
294
9.14
150
6.26
445
8.16
320
4.62
7
5.67
327
4.64
2,715
4.93
189
5.80
2,903
4.99
August 2023
2,142
4.26
33
3.67
2,174
4.25
308
9.17
217
6.11
525
7.91
351
4.66
6
5.66
357
4.67
2,801
4.85
255
5.78
3,056
4.93
July 2023
1,982
4.15
28
3.84
2,010
4.15
284
9.31
174
6.10
458
8.09
280
4.71
4
5.81
284
4.72
2,546
4.79
206
5.79
2,752
4.86
June 2023
2,455
4.03
47
3.81
2,502
4.03
320
8.86
156
6.08
476
7.95
424
4.43
7
5.44
431
4.44
3,199
4.56
210
5.55
3,409
4.63
May 2023
2,421
3.85
48
3.63
2,469
3.85
356
9.08
177
5.92
532
8.03
317
4.20
14
4.75
330
4.22
3,093
4.49
238
5.39
3,332
4.55
April 2023
2,027
3.69
28
3.69
2,056
3.69
338
8.87
141
5.76
480
7.95
329
4.15
5
6.59
334
4.19
2,695
4.40
175
5.44
2,870
4.46
March 2023
2,355
3.48
47
3.61
2,402
3.48
335
8.77
146
5.68
481
7.83
278
4.15
10
5.58
288
4.20
2,968
4.14
204
5.19
3,172
4.21
February 2023
2,055
3.27
46
3.55
2,101
3.28
307
8.16
123
5.46
430
7.39
249
3.65
9
6.37
259
3.75
2,611
3.88
178
5.02
2,789
3.96
January 2023
1,892
3.01
37
3.25
1,928
3.02
310
8.34
136
5.34
446
7.42
284
3.51
14
4.21
299
3.54
2,486
3.73
187
4.84
2,673
3.81
December 2022
1,963
2.93
39
3.04
2,002
2.94
333
7.89
123
5.21
456
7.17
336
3.42
8
6.12
344
3.48
2,632
3.62
170
4.75
2,802
3.69
November 2022
2,094
2.83
42
2.83
2,136
2.83
357
7.94
125
5.03
481
7.19
290
3.08
4
6.60
294
3.13
2,740
3.52
171
4.53
2,911
3.58
October 2022
2,026
2.73
42
3.29
2,069
2.74
348
7.68
132
4.80
480
6.89
249
3.05
8
5.13
257
3.11
2,623
3.42
183
4.47
2,806
3.49
September 2022
2,273
2.52
67
3.06
2,340
2.54
344
7.20
135
4.55
480
6.46
334
2.73
11
4.81
344
2.80
2,951
3.09
213
4.10
3,165
3.16
August 2022
2,076
1.83
46
2.57
2,122
1.84
360
6.85
147
4.49
507
6.17
433
1.69
17
3.71
450
1.77
2,870
2.44
209
4.01
3,079
2.55
July 2022
1,897
1.63
43
2.61
1,941
1.65
348
6.69
146
4.42
494
6.02
300
1.74
11
4.03
311
1.82
2,545
2.34
200
4.01
2,745
2.46
June 2022
2,560
1.55
56
2.76
2,616
1.58
393
6.33
155
4.19
548
5.73
399
1.93
12
4.36
411
2.00
3,353
2.16
223
3.84
3,575
2.26
May 2022
2,624
1.10
65
2.28
2,689
1.13
403
6.18
137
4.11
541
5.65
381
1.49
11
4.92
391
1.58
3,408
1.75
213
3.59
3,621
1.85
April 2022
2,312
0.93
71
2.15
2,384
0.97
331
6.19
111
3.91
442
5.62
402
1.48
15
3.85
418
1.57
3,046
1.58
198
3.27
3,244
1.68
March 2022
2,746
0.88
95
1.79
2,842
0.91
384
5.63
137
3.62
521
5.10
332
1.42
22
3.19
354
1.53
3,463
1.46
254
2.90
3,717
1.56
February 2022
2,400
0.87
102
1.57
2,502
0.89
346
5.36
117
3.60
463
4.92
306
1.33
27
2.88
333
1.45
3,052
1.42
246
2.68
3,298
1.52
January 2022
2,185
0.78
78
1.39
2,263
0.80
348
5.42
118
3.67
466
4.98
288
1.24
20
3.18
308
1.37
2,821
1.40
216
2.80
3,037
1.50
December 2021
2,462
0.78
86
1.36
2,549
0.80
369
5.44
114
3.78
483
5.05
396
1.31
26
2.67
422
1.39
3,227
1.37
226
2.73
3,454
1.46
November 2021
2,597
0.77
81
1.35
2,678
0.78
392
5.44
116
3.99
509
5.11
347
1.09
20
3.37
367
1.21
3,336
1.35
217
2.95
3,553
1.45
October 2021
2,524
0.74
80
1.32
2,604
0.75
378
5.84
102
4.07
479
5.47
336
1.13
17
3.18
354
1.23
3,238
1.37
199
2.88
3,437
1.46
September 2021
2,645
0.73
74
1.29
2,719
0.74
358
5.18
114
4.01
472
4.90
437
1.01
19
2.98
456
1.09
3,440
1.22
207
2.94
3,647
1.32
August 2021
2,323
0.72
66
1.29
2,390
0.73
329
5.22
118
4.00
448
4.89
442
0.76
13
4.41
454
0.86
3,094
1.20
197
3.11
3,292
1.32
July 2021
2,374
0.73
73
1.34
2,447
0.75
349
4.96
128
3.89
477
4.67
394
1.07
17
3.55
411
1.17
3,116
1.25
218
3.01
3,335
1.36
June 2021
2,900
0.71
96
1.31
2,996
0.73
382
4.71
119
3.96
501
4.53
475
1.26
29
2.81
504
1.35
3,758
1.19
243
2.78
4,001
1.28
May 2021
2,966
0.71
101
1.27
3,067
0.73
393
4.92
122
3.78
515
4.65
587
1.47
55
2.22
642
1.54
3,947
1.24
277
2.56
4,224
1.33
April 2021
2,772
0.71
89
1.24
2,862
0.73
385
5.02
124
3.75
509
4.71
437
1.43
23
3.23
460
1.52
3,594
1.26
237
2.75
3,831
1.35
March 2021
3,041
0.72
74
1.30
3,114
0.74
401
4.76
130
3.54
531
4.46
387
1.32
19
3.60
406
1.42
3,829
1.21
222
2.81
4,051
1.29
February 2021
2,595
0.73
55
1.40
2,650
0.74
339
5.05
112
3.68
451
4.71
302
1.25
13
3.98
315
1.36
3,237
1.23
180
3.00
3,417
1.32
January 2021
2,323
0.74
46
1.39
2,370
0.75
335
4.86
99
3.76
434
4.61
402
1.21
17
3.19
418
1.29
3,061
1.25
161
3.02
3,222
1.34
December 2020
2,759
0.73
50
1.48
2,808
0.74
374
4.85
100
3.65
475
4.59
489
1.34
19
3.06
508
1.40
3,622
1.24
169
2.95
3,791
1.31
November 2020
2,744
0.72
56
1.40
2,800
0.73
362
4.98
96
3.95
459
4.76
378
1.26
9
4.69
387
1.34
3,485
1.22
161
3.11
3,646
1.31
October 2020
2,889
0.73
62
1.37
2,951
0.75
378
4.74
104
3.83
482
4.55
400
1.28
10
4.72
410
1.36
3,668
1.21
176
3.01
3,844
1.29
September 2020
2,811
0.74
55
1.50
2,866
0.75
380
4.74
108
3.85
488
4.55
497
1.17
10
4.20
507
1.23
3,688
1.21
172
3.13
3,860
1.30
August 2020
2,448
0.76
50
1.53
2,497
0.77
360
5.03
98
3.84
458
4.77
438
0.98
8
3.70
446
1.03
3,246
1.26
155
3.09
3,401
1.34
July 2020
2,591
0.77
49
1.50
2,640
0.78
413
5.05
129
3.65
541
4.72
454
1.24
7
3.95
460
1.28
3,458
1.34
184
3.09
3,642
1.43
June 2020
2,801
0.77
58
1.49
2,859
0.79
389
5.38
114
3.59
503
4.98
517
1.40
11
3.14
528
1.43
3,707
1.35
183
2.90
3,890
1.42
May 2020
2,994
0.81
75
1.49
3,069
0.83
375
5.33
103
3.35
478
4.90
526
1.38
11
3.31
537
1.42
3,895
1.32
190
2.61
4,084
1.38
April 2020
6,771
0.87
160
1.80
6,931
0.89
513
4.50
108
3.19
621
4.27
817
1.55
15
3.37
832
1.59
8,101
1.17
283
2.41
8,384
1.21
March 2020
3,604
0.80
87
1.56
3,692
0.82
429
5.07
97
3.37
526
4.75
483
1.44
21
2.30
504
1.47
4,516
1.27
205
2.49
4,721
1.33
February 2020
2,432
0.75
57
1.40
2,489
0.77
372
5.48
87
3.53
458
5.11
279
1.37
9
3.95
288
1.45
3,083
1.38
152
2.76
3,235
1.44
January 2020
2,427
0.79
59
1.49
2,486
0.80
384
5.52
110
3.56
493
5.09
315
1.45
11
3.32
326
1.51
3,126
1.43
180
2.87
3,305
1.51
(1) The MFI data collection scheme was revised as of June 2010, and hence the figures published are not totally comparable with
earlier observations. The differences may be due to improved data collection accuracy,revised statistical definitions (eg extending
the definition of overdrafts and credit card credit to include revolving credits) and the collection of detailed data from all MFIs.

The 13 most recent monthly observations are provisional.
Report updated 30 Nov 2023