​Credit data COLLECTION

On 24 February 2014, the ECB issued a decision on the organisation of preparatory measures for the collection of granular credit data by the European System of Central Banks (ECB/2014/6). 

Regulation (EU) 2016/867 of the ECB on the collection of granular credit and credit risk data (ECB/2016/13) was issued on 18 May 2016. The first stage under the Regulation began on 1 September 2018. The first monthly and quarterly transmissions to the ECB started with data for 30 September 2018. The first counterparty reference data was transmitted to the ECB six months prior to the first transmission of credit data.

​Requirements

The requirements by the Bank of Finland can be found here:

Instructions for Credit data reporting can be found here:

Description of electronic reporting for credit data collection

Attachments (published 1 December 2021), valid from reporting periods 1 December 2021 -:

​validation checks for credit data collection

More comprehensive validations published by the European Central Bank can be found on its website (only in English).

The outlier detection thresholds by the Bank of Finland can be found here:

BoF AnaCredit Outlier Detection Thresholds v1.2 (published 6 October 2021)

​Other reporting information

Cover notes and other material related to the AnaCredit database are available on the ECB website here.

​Credit data collection - Reporting Calendar

Reference period Deadline
COPA -
Counterparty reference data reporting
AC/M
Credit data collection - Monthly data
AC/Q
Credit data collection - Quarterly data
2021M10 19.11.2021 19.11.2021  
2021M11 22.12.2021 22.12.2021  
2021M12 24.1.2022 24.1.2022 11.2.2022
2022M01 21.2.2022 21.2.2022  
2022M02 21.3.2022 21.3.2022  
2022M03 25.4.2022 25.4.2022 12.5.2022
2022M04 20.5.2022 20.5.2022  
2022M05 21.6.2022 21.6.2022  
2022M06 21.7.2022 21.7.2022 11.8.2022
2022M07 19.8.2022 19.8.2022  
2022M08 21.9.2022 21.9.2022  
2022M09 21.10.2022 21.10.2022 11.11.2022
2022M10 21.11.2022 21.11.2022  
2022M11 22.12.2022 22.12.2022  
2022M12 23.1.2023 23.1.2023 11.2.2023

Cooperation with Nordic and Baltic countries

As part of cooperation with interest groups, the Bank of Finland has participated in the work of the Nordic-Baltic Task Force on AnaCredit working group. The other member countries of the working group are Denmark, Sweden, Estonia, Latvia, Lithuania and Norway.

As regards the implementation of AnaCredit reporting, the fundamentals and plans differ considerably between the Nordic and Baltic countries. As a result of the cooperation, the working group will produce a documents that describe the national deviations (attributes and code lists) from the Regulation and the related background information. 

previous instructions

the collection of statistical data is based on the following regulations

ECB's decision on the organisation of preparatory measures for the collection of granular credit data by the European System of Central Banks (ECB/2014/6)

ECB regulation on the collection of granular credit and credit risk data (ECB/2016/13)

Guideline on the procedures for the collection of granular credit and credit risk data (ECB/2017/38)