The conference will explore the changing nature of banking, money, and financial intermediation, aiming to delve deep into these topics and without getting side-tracked by hype. The event will feature a distinguished line-up of speakers from leading financial institutions around the world.

Information and communication technologies have been the foundation of financial services for decades. More recently, the digitization of information has proliferated in all areas of human activity, creating new vast pools of data. This has created opportunities and challenges for both incumbent institutions and new market entrants. Great benefits are attainable, but new risks may also emerge. New technology enables competition, and innovation can lead to better and cheaper financial services. However, it is not clear that welfare benefits can be maximized without policy interventions. Financial regulation and supervision can be a catalyst, but are also needed for safeguarding the financial system against risks.

Banking in the Digital Age conference

14 June 2018, Finlandia Hall, Helsinki 

Programme

Conference opening
Marja Nykänen, Member of the Board, Bank of Finland (opening remarks)

Keynote session: How digital technology is transforming banking
José Manuel González-Páramo, BBVA (pdf)
Martin Tiveus, Klarna (pdf)

Live illustration created during session: 
Live illustration

Keynote session: Redesigning the engine room of banking
Yang Sun, Alibaba Cloud
Nick Ogden, ClearBank (pdf)

Live illustrations created during session: 

Live illustration

Panel discussion: The bank of the future

Panelists:
Keynote: Peer Ritter, EU Commission (pdf)
Leena Vainiomäki, Danske Bank
Sampsa Laine, Nordea Bank
Harri Nummela, OP Financial Group 

Moderator: Aleksi Grym, Bank of Finland

Live illustration created during session: 
Live illustration

Keynote: Pushing the boundaries of finance
Sikander Hauser, Alipay

Live illustration created during session: 
Live illustration

Wrap-up
Marja Nykänen, Member of the Board, Bank of Finland