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At the end of the first quarter of 2025, households’ total consumer credit stock was EUR 28.0 billion, and its year-on-year growth rate was 0.3%. Approximately half of the consumer credits (EUR 13.8 billion) was unsecured consumer credit (excl. vehicle loans).
In the first quarter of 2025, the value of card payments by Finnish payment service providers’ customers totalled EUR 17.1 billion. Almost a third of this amount was paid to vendors in the food and non-alcoholic beverages industry.
In H2/2024, Finnish payment service providers’ (PSP) customers withdrew 6.1% less cash in euro terms at automated teller machines (ATMs), bank branches and point-of-sale (POS) terminals, compared to the same period last year.
Where can I find exchange rates?
Where can I find exchange rates?
Euro exchange rates published by the European Central Bank are provided on the Bank of Finland's website.
