12th Workshop on Banking and Institutions

12th Workshop on Banking and Institutions

August 17-18, 2026
Bank of Finland, Helsinki

PROGRAMME

Monday (August 17, 2026)

08:30 – 08:50 Registration and coffee
08:50 – 09:00 Opening remarks
Tuomas Välimäki (Member of the Board, Bank of Finland)
Session 1: GEOPOLITICS AND POLITICS Chair: Iikka Korhonen (Bank of Finland)
09:00 – 09:45

A Geopolitical Shock to Bank Assets and Monetary Policy Transmission

Falko Fecht (Deutsche Bundesbank), Stefan Greppmair (Deutsche Bundesbank), Björn Imbierowicz (Deutsche Bundesbank)

Discussant:  Olli-Matti Laine (Bank of Finland)

09:45 – 10:30

The Strategic Use of Bank Branches for Political Influence

Mihir N. Mehta (University of Chicago), Allison Nicoletti (University of Pennsylvania), Wanli Zhao (Bocconi University)

Discussant:  Sami Vähämaa (University of Vaasa)

10:30 – 11:00 Coffee Break
11:00 – 12:00           

KEYNOTE SPEECH

Deposit Insurance and Banking Crises
José-Luis Peydró (LUISS and EIEF)

Chair: Iftekhar Hasan (Center for Research in Contemporary Finance, Fordham University)

12:00 – 13:00 Lunch
Session 2: BANK RISKS

Chair: Jin Cao (Norges Bank)

13:00 – 13:45

Rising Waters, Falling Spreads: Climate Adaptation and Banks’ Repricing of Disaster Risk

Sophia Arlt (Deutsche Bundesbank and Goethe University), Christian Gros (Deutsche Bundesbank), Oliver Rehbein (Vienna University of Economics and Business), Iliriana Shala (Deutsche Bundesbank and Goethe University)

Discussant: Valentin Schubert (Sveriges Riksbank)

13:45 – 14:30

Why Bank Net Interest Margins Are Stable - Insights from the Asset Side

Tanja Brieden (Oslo Metropolitan University)

Discussant: Oleksandr Talavera (University of Birmingham)

14:30 – 15:00 Coffee Break
Session 3:  INFORMATION TECHNOLOGIES IN CHINA

Chair: Juuso Kaaresvirta (Bank of Finland)

15:00 – 15:45

Government Information Platforms and Bank Lending: Evidence from a Natural Experiment in China

Di Gong (University of International Business and Economics), Difang Huang (Chinese Academy of Sciences), Roni Michaely (The University of Hong Kong), Yanxin Yu (University of International Business and Economics)

Discussant: Eeva Kerola (Bank of Finland)  

15:45 – 16:30

Hard Information and Local Lending Markets: Evidence from Invoice Digitalization

Yunyue Chen (Ghent University)

Discussant: Zuzana Fungáčová (Bank of Finland)

 

Tuesday (August 18, 2026)

08:45 – 09:00 Registration and coffee
Session 4: SOFT INFORMATION

Chair: Laurent Weill (University of Strasbourg)

09:00 – 09:45

When Your Bank Leaves Town: Losing Soft Information in Brick-and-Mortar Branches

Jin Cao (Norges Bank), Kasper Roszbach (Norges Bank), Ismael Moreno-Martinez (European University Institute), Marina Sanchez del Villar (European Commission)

Discussant: Oliver Rehbein (Vienna University of Economics and Business)

09:45 – 10:30

Soft Information Imbalance Is Bad for Fair Credit Allocation

Cal B. Muckley (University College Dublin), Tian Tao (University College Dublin), Xiangyang Zhao (Renmin University of China)

Discussant: Merike Kukk (Bank of Estonia)  

10:30 – 11:00 Coffee Break
Session 5: DEPOSITS 

Chair: Laura Solanko (Bank of Finland)

11:00 – 11:45

Customer Capital and Deposit Stability

Peter R. Demerjian (Georgia State University), Joel F. Houston (University of Florida), Hongyu Shan (China Europe International Business School), Yu Shan (Syracuse University)

Discussant: Denis Davydov (Hanken School of Economics)

11:45 – 12:30

The Cost of Uninsured Deposits: Bargaining Power versus Risk

Daniel A. Dias (Federal Reserve Board), Tim Schmidt-Eisenlohr (Federal Reserve Board)

Discussant: Laurent Weill (University of Strasbourg)

12:30 – 13:30 Lunch
Session 6: EMERGING MARKETS

Chair: Zuzana Fungáčová (Bank of Finland)

13:30 – 14:15

Domestic Credit Supply in the Face of Trade Policy Uncertainty: How Do Banks Adjust?

Georgia Bush (Banco de México), José Luis Lara (Banco de México), Calixto López (Banco de México)

Discussant: Haishi Li (University of Hong Kong)

14:15 – 15:00

Government Banks and Interventions in Credit Markets

Gustavo Joaquim (Amazon), Felipe Netto (Bank of England), José Renato Haas Ornelas (Banco Central do Brasil and FGV-EPPG)

Discussant: Laura Solanko (Bank of Finland)

Programme in PDF

PROGRAM COMMITTEE: Zuzana Fungáčová (BOFIT), Iftekhar Hasan (Fordham University), Iikka Korhonen (BOFIT), Paul Wachtel (New York University), Laurent Weill (LaRGE Research Center, University of Strasbourg).

 
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