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Drawdowns of holiday cottage loans declined in June 2026 from last year -
Vehicle loans granted in low volumes in the first quarter of 2026 -
Housing loan maturities have lengthened -
Household consumer credit stock exceeded EUR 28 billion -
Average interest rate on housing loans has levelled off -
Household bank loans almost unchanged year-on-year in December 2025 -
Households' deposit stock at all-time high in November 2025 -
Average interest rates on consumer credit granted by other financial institutions have decreased -
Decline in interest rates on deposits with an agreed maturity -
Volume of holiday cottage loan drawdowns in 2025 higher than last year -
Drawdowns of vehicle loans declined in early 2025 year-on-year -
Loans and deposits -
Stock of housing corporations’ loans grew in April 2025 -
Corporate loan drawdowns picked up from last year -
Number of loans granted to own-account workers has decreased -
Interest rates on corporate loans have declined -
Housing loan drawdowns in January 2025 outpaced previous two years -
Interest rates on new consumer credit lower -
Interest rates on new household and corporate loans have decreased rapidly -
October 2024 sees housing loan drawdowns picking up from the previous year -
Deposits with agreed maturity increased in September from a year earlier -
The amount of student loan available for drawing down was raised in August -
Volume of housing loan drawdowns in July slightly higher than in corresponding period last year -
Drawdowns of holiday cottage loans continued in the first half of 2024 at last year’s pace -
Housing loan drawdowns down from a year earlier in May -
Demand for investment property loans has picked up slightly -
March 2024 sees modest level of corporate loan drawdowns -
Growth of housing corporations’ loan stock has slowed down -
Drawdowns of student loans decreased in January year on year -
Amount of non-performing loans in the construction sector has grown further -
Housing loan drawdowns increased from a year earlier in November -
October 2023 sees low amount of corporate loan drawdowns -
Households have moved assets to deposit accounts with higher interest rates -
Amount of non-performing loans in the construction sector grew in August -
Average interest rate on corporate loans granted by other financial institutions over 9% -
Drawdowns of new housing loans in July lower than usual -
Drawdowns of holiday cottage loans decreased from last year in June -
May sees large drawdowns of unsecured consumer credit -
Housing loan stock contracted from a year ago -
Corporate loan drawdowns continued as usual in March despite higher interest rates -
Housing loan stock growing at an exceptionally slow rate -
Holdings of securities issued by finnish residents -
2023 -
Drawdowns of student loans brisk despite higher interest rates -
Interest rates on corporate loans rose sharply in 2022 -
Interest rates on corporate loans rose sharply in 2022 -
Loans and deposits -
Debt securities -
Quoted shares -
Funds held in transaction accounts decreasing – popularity of deposits with agreed maturity increasing -
Other financial institutions (loans and interest rates) -
MFI balance sheet (loans and deposits) and interest rates -
Dashboards -
October 2022 sees exceptionally low level of housing loan drawdowns -
October 2022 sees exceptionally low level of housing loan drawdowns -
Average interest rate on new household deposits with agreed maturity rose in September -
Average interest rate on new household deposits with agreed maturity rose in September -
Exceptionally large volume of corporate loans drawn down -
Exceptionally large volume of corporate loans drawn down -
Dashboard_test_report -
Drawdowns of new housing loans decline in July from the same month in previous years -
Drawdowns of new housing loans decline in July from the same month in previous years -
June 2022 saw a decrease in holiday cottage loan drawdowns from the year earlier -
June 2022 saw a decrease in holiday cottage loan drawdowns from the year earlier -
Considerably higher new drawdowns of unsecured consumer credit in May than before -
Considerably higher new drawdowns of unsecured consumer credit in May than before -
New drawdowns of investment property loans decreased more than those of owner-occupied housing loans -
New drawdowns of investment property loans decreased more than those of owner-occupied housing loans -
Interest rates on new housing loans rose in March 2022 -
Interest rates on new housing loans rose in March 2022 -
Amount of non-performing loans in agriculture at a high level -
Amount of non-performing loans in agriculture at a high level -
Previous reporting instructions -
Student loan drawdowns at significantly higher level than before -
Student loan drawdowns at significantly higher level than before -
October 2021 sees large drawdowns of unsecured consumer credit at higher interest rates -
October 2021 sees large drawdowns of unsecured consumer credit at higher interest rates -
September sees brisk growth in the housing loan stock – buy-to-let mortgages growing faster than other housing loans -
September sees brisk growth in the housing loan stock – buy-to-let mortgages growing faster than other housing loans -
Average interest on new student loans close to zero — stock of student loans exceeds EUR 5 billion -
Average interest on new student loans close to zero — stock of student loans exceeds EUR 5 billion -
Contraction of the corporate loan stock continued in the summer -
Contraction of the corporate loan stock continued in the summer -
June 2021 was a lively month for holiday cottage loan drawdowns -
June 2021 was a lively month for holiday cottage loan drawdowns -
Vehicle loans account for almost one fifth of consumer credit granted by credit institutions -
Vehicle loans account for almost one fifth of consumer credit granted by credit institutions -
Household deposits growing at brisk pace -
Household deposits growing at brisk pace -
More student loan drawdowns in January than ever before -
More student loan drawdowns in January than ever before -
An exceptionally high amount of housing loans drawn down in late 2020 -
An exceptionally high amount of housing loans drawn down in late 2020 -
Growth in the stock of housing corporation loans slowest in over a decade -
Growth in the stock of housing corporation loans slowest in over a decade -
Housing loan drawdowns brisk in October -
Housing loan drawdowns brisk in October -
September 2020 saw an exceptionally low amount of corporate loan drawdowns -
September 2020 saw an exceptionally low amount of corporate loan drawdowns -
Drawdowns of unsecured consumer credit higher in July than a year earlier -
Drawdowns of unsecured consumer credit higher in July than a year earlier -
Housing loan drawdowns lower and holiday cottage loan drawdowns higher than normal in May -
Housing loan drawdowns lower and holiday cottage loan drawdowns higher than normal in May -
A large amount of loan agreements renegotiated in April -
A large amount of loan agreements renegotiated in April -
Student loan stock exceeds EUR 4 bn in January 2020 -
Student loan stock exceeds EUR 4 bn in January 2020 -
Growth in the stock of housing corporation loans slowed during 2019 -
Growth in the stock of housing corporation loans slowed during 2019 -
Housing loan stock nearly EUR 100 bn -
Housing loan stock nearly EUR 100 bn -
Large differences in credit institutions’ interest rates on unsecured consumer credit -
Large differences in credit institutions’ interest rates on unsecured consumer credit -
Slower growth in the stock of housing corporation loans -
Slower growth in the stock of housing corporation loans -
High level of housing loan drawdowns in July relative to previous years -
High level of housing loan drawdowns in July relative to previous years -
Credit institutions’ credit losses small -
Credit institutions’ credit losses small -
A lively May in household loan drawdowns -
A lively May in household loan drawdowns -
Slowdown in growth of new housing corporation loans -
Slowdown in growth of new housing corporation loans -
Housing loan stock exceeds EUR 98 bn, interest rates on new housing loans down -
Housing loan stock exceeds EUR 98 bn, interest rates on new housing loans down -
Growth in household assets on transaction accounts -
Growth in household assets on transaction accounts -
Student loan drawdowns record high in January -
Student loan drawdowns record high in January -
A lively year in the corporate loan market -
A lively year in the corporate loan market -
Dashboard: The Bank of Finland's interactive statistical visualizations -
Corporate loan growth picked up in summer -
Corporate loan growth picked up in summer -
Housing loan drawdowns in July higher than normal -
Housing loan drawdowns in July higher than normal -
Drawdowns of holiday cottage loans at same level as in previous years -
Drawdowns of holiday cottage loans at same level as in previous years -
Further increase in drawdowns of unsecured consumer credit -
Further increase in drawdowns of unsecured consumer credit -
The majority of loans to own-account workers taken out by agricultural entrepreneurs -
The majority of loans to own-account workers taken out by agricultural entrepreneurs -
Renegotiations of housing loan agreements on the increase -
Renegotiations of housing loan agreements on the increase -
Brisk activity in housing loan drawdowns in early 2018 -
Brisk activity in housing loan drawdowns in early 2018 -
Further increase in student loan drawdowns -
Further increase in student loan drawdowns -
Housing loan drawdowns higher and loan maturities longer -
Housing loan drawdowns higher and loan maturities longer -
Pick-up in consumer credit growth -
Pick-up in consumer credit growth -
Majority of household deposits on transaction accounts -
Majority of household deposits on transaction accounts -
Brisk activity in housing loan drawdowns -
Brisk activity in housing loan drawdowns -
Student-loan drawdowns record high in August -
Student-loan drawdowns record high in August -
First half of 2017 sees growth in drawdowns of small corporate loans -
First half of 2017 sees growth in drawdowns of small corporate loans -
Banks’ consumer credit mainly tied to variable interest rates -
Banks’ consumer credit mainly tied to variable interest rates -
Summer boosts drawdowns of holiday cottage loans -
Summer boosts drawdowns of holiday cottage loans -
Interest rates on housing loans declined further -
Interest rates on housing loans declined further -
Rapid growth in the volume of unsecured consumer credit -
Rapid growth in the volume of unsecured consumer credit -
Housing loan amortisations have increased -
Housing loan amortisations have increased -
Aggregate balance sheet of credit institutions decreased significantly in January 2017 -
Aggregate balance sheet of credit institutions decreased significantly in January 2017 -
Housing loan repayment periods lengthened in 2016 -
Housing loan repayment periods lengthened in 2016 -
Students increasingly financing their studies with student loans -
Students increasingly financing their studies with student loans -
Consumer credit on the increase -
Consumer credit on the increase -
Households’ overnight deposits have increased to EUR 60 bn -
Households’ overnight deposits have increased to EUR 60 bn -
Significance of loan margins increased in pricing of housing loans -
Significance of loan margins increased in pricing of housing loans -
A lively April in housing-loan drawdowns -
A lively April in housing-loan drawdowns -
Stock of deposits with agreed maturity fell below EUR 10 bn -
Stock of deposits with agreed maturity fell below EUR 10 bn -
Interest rate on new housing loans down close to the margin -
Interest rate on new housing loans down close to the margin -
New housing loans increasingly seldom linked to shortest Euribor rates -
New housing loans increasingly seldom linked to shortest Euribor rates -
Households’ consumer credit increased -
Households’ consumer credit increased -
Loan drawdowns lower in manufacturing but higher in real estate activities -
Loan drawdowns lower in manufacturing but higher in real estate activities -
Drawdowns of study loans have increased -
Drawdowns of study loans have increased -
Demand for housing loans picked up in spring -
Demand for housing loans picked up in spring -
Demand for interest-only housing loans continued strong in March -
Demand for interest-only housing loans continued strong in March -
Households have seized the opportunity for amortisation-free periods in housing loans -
Households have seized the opportunity for amortisation-free periods in housing loans -
Continued decrease in household deposits with agreed maturity -
Continued decrease in household deposits with agreed maturity -
Corporate loan stock growing faster in Finland than in other euro area countries -
Corporate loan stock growing faster in Finland than in other euro area countries -
Over 90% of new housing loan agreements tied to Euribor rates -
Over 90% of new housing loan agreements tied to Euribor rates -
Drawdowns of corporate loans were moderate in the early part of 2014 -
Drawdowns of corporate loans were moderate in the early part of 2014 -
The amount of fixed-term deposits in Finland is declining -
The amount of fixed-term deposits in Finland is declining -
Interest rates on new housing loans decreased in June in line with the fall in Euribors -
Interest rates on new housing loans decreased in June in line with the fall in Euribors -
Annual growth rate of the housing loan stock took a turn for the better -
Annual growth rate of the housing loan stock took a turn for the better -
New drawdowns of housing loans moderate in March -
New drawdowns of housing loans moderate in March -
Interest rate on new housing loans stabilised at about 2% -
Interest rate on new housing loans stabilised at about 2% -
Growth in housing loan stock came to a halt in December -
Growth in housing loan stock came to a halt in December -
The rise in housing loan margins came to a halt in the autumn -
The rise in housing loan margins came to a halt in the autumn -
Popularity of Euribor rates as reference rates for housing loans reaches a peak -
Popularity of Euribor rates as reference rates for housing loans reaches a peak -
Drawdowns of large corporate loans higher than last year -
Drawdowns of large corporate loans higher than last year -
New drawdowns of housing loans much lower in 2013 than in the previous years -
New drawdowns of housing loans much lower in 2013 than in the previous years -
Annual growth of housing loan stock has moderated further in Finland -
Annual growth of housing loan stock has moderated further in Finland -
Households’ fixed-term deposits declining in 2013 -
Households’ fixed-term deposits declining in 2013 -
Margins on housing and corporate loans have been rising all spring -
Margins on housing and corporate loans have been rising all spring -
Upturn in annual growth of corporate loan stock -
Upturn in annual growth of corporate loan stock -
Volume of new housing loan drawdowns small in March -
Volume of new housing loan drawdowns small in March -
Average rate on student loans 1.6% in February -
Average rate on student loans 1.6% in February -
Housing loan growth declined further in January -
Housing loan growth declined further in January -
EUR 21 million invested in long-term savings accounts in 2012 -
EUR 21 million invested in long-term savings accounts in 2012 -
Average interest rate on corporate loan stock fell to below 2% -
Average interest rate on corporate loan stock fell to below 2% -
Average interest rate on housing loan stock declined further -
Average interest rate on housing loan stock declined further -
New business on long-term savings agreements remains modest -
New business on long-term savings agreements remains modest -
The average interest rate on new housing-loan drawdowns fell to 1.84% in August -
The average interest rate on new housing-loan drawdowns fell to 1.84% in August -
Household deposits with agreed maturity have decreased in 2012 -
Household deposits with agreed maturity have decreased in 2012 -
Finnish households concluded only a few new long-term savings agreements in the second quarter of the year -
Finnish households concluded only a few new long-term savings agreements in the second quarter of the year -
The average interest rate on the housing loan stock fell in the early part of the year -
The average interest rate on the housing loan stock fell in the early part of the year -
Euribor rates increasingly popular as reference rates for housing loans -
Euribor rates increasingly popular as reference rates for housing loans -
The average interest rate on new housing loans fell slightly in February -
The average interest rate on new housing loans fell slightly in February -
The average rate on new housing loans fell along with Euribor rates -
The average rate on new housing loans fell along with Euribor rates -
Long-term savings accounts attracted EUR 12 million in 2011 -
Long-term savings accounts attracted EUR 12 million in 2011 -
Housing loans with fixed interest rates increasingly popular -
Housing loans with fixed interest rates increasingly popular -
Average interest rate on new housing loan drawdowns declined in August -
Average interest rate on new housing loan drawdowns declined in August -
Annual growth of corporate loan stock 4.4% in July -
Annual growth of corporate loan stock 4.4% in July -
Interest rates on new housing loans unchanged in June -
Interest rates on new housing loans unchanged in June -
Popularity of Prime rate-tied housing loans increased in early 2011 -
Popularity of Prime rate-tied housing loans increased in early 2011 -
Stock of household deposits grew by EUR 1.4 bn in April -
Stock of household deposits grew by EUR 1.4 bn in April -
Average interest rate on new housing loans 2.40% in March -
Average interest rate on new housing loans 2.40% in March -
Drawdowns of new housing loans slightly higher in February than in January -
Drawdowns of new housing loans slightly higher in February than in January -
Interest rates on new housing loans unchanged in January -
Interest rates on new housing loans unchanged in January -
Popularity of long-term savings increased towards the end of 2010 -
Popularity of long-term savings increased towards the end of 2010 -
Housing loan interest rates continued to rise in November -
Housing loan interest rates continued to rise in November -
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